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Make a Lasting Impact on the Healthcare and Insurtech Industry

We are looking for startups that provide technology to enhance healthcare quality, increase accessibility, and improve treatment outcomes, as well as those developing in the Insurtech sector.

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Our business partners:

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Scale your idea and revolutionize the healthcare and insurance industry with  StartSmart CEE’s Health Tech & Insurtech Acceleration Program

At StartSmart CEE, we bring together leaders from the healthcare and Insurtech industry with early-stage startups that possess innovative ideas and aim to scale and bring them to market.


Find a partner who can help you create a Proof of Concept (PoC) and refine your innovations. Gain access to the support, mentoring, and feedback necessary to scale your startup.


Whether you’re working in education, eHealth, or using technology to solve one of many other healthcare or insurance-related challenges, our Acceleration Program is waiting for a startup just like yours.

Why join our Health Tech & Insurtech Acceleration Program?

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Access Regulatory Expertise

Take advantage of your corporate partner’s resources, including access to both medical and insurance knowledge, regulatory, or legal expertise that’s critical to your startup’s success.

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Work with Industry Mentors and Experts

Connect with business professionals and industry leaders. Access invaluable business, healthcare, and Insurtech know-how and experience.

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Leverage Market Data and Insights

Gain access to unique data about both the healthcare and Insurtech industries. Utilize this information to enhance your innovative idea and gain a competitive edge.

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Keep 100% of Your Startup’s Equity

Get access to all the perks of a Startup Accelerator and grow your business while keeping 100% ownership over your startup.

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Showcase at Demo Day

Gain marketing exposure by presenting at our Demo Day, meeting potential investors and innovation leaders.

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Get up to €90,000 Non-Equity Grant

Receive funding for testing and technology development, in partnership with our corporate sponsors. *This grant is available for a limited number of startups meeting the formal requirements.

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Commercialize Your Idea

Get a chance to get your first high-value client even before you finish the accelerator.

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Join StartSmart CEE Alumni Club

Become a member of an exclusive startup ecosystem that connects tech startup entrepreneurs, investors, and service providers. Access alumni-only offers and networking events.

Our corporate partners

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The PZU Group is the largest financial institution in Central and Eastern Europe (CEE). The company is trusted by over 22 million customers in five countries. Operating in the areas of insurance, banking, investments, and healthcare, PZU manages nearly PLN 470 billion in assets. Implementing innovations is a crucial aspect of the PZU Ready for Startups program.


The company aims not only to respond to developments in insurtech but also to stay ahead of these trends. PZU is looking for startups operating in various areas, particularly in insurtech, advanced analytics solutions, digitalization, and new customer interactions.

How to respond to the needs of older people?
How to simplify and speed up the process of remote diagnosis?
How to support independent daily health care?
How to support insurance prevention in the life/health area?
How to proactively prevent insurance incidents?
How to develop new or improve existing actuarial solutions for risk assessment and pricing excellence in motor insurance?

Who should apply?

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You Have an Innovative Idea in the Health Tech & Insurtech Industry

Your idea can help improve the productivity of health facilities and/or enhance the experiences and lives of patients, while also fostering innovation in the Insurtech industry.

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Your Innovation Solves One of Our Partner’s Problems

Your product or service can help solve one of our partners’ key healthcare challenges, as well as contribute to addressing significant challenges within the Insurtech sector.

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You’re Already Testing Your Idea

To succeed in our accelerator, you need to be beyond the conceptualization phase. Ideally, you already have a prototype or your innovation has market traction.

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You Want to Commercialize

If your cooperation with the corporate partner is successful, you should be open to signing a commercialization agreement.

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    Help us transform key areas of both the healthcare & Insurtech industries

    We are looking for startups that can help us solve key issues in diagnostics, hospital productivity, data management, artificial intelligence, health education, e-health, and other areas of healthcare and Insurtech.


    Please keep in mind that our needs change depending on the challenges faced by our corporate partners. 


    But, if you believe that your startup can solve one of them – hit the button below and apply to join our Health Tech & Insurtech Acceleration Program.

    Apply now

    Application Guide

    Discover all you need to know to join one of our startup Accelerator Programs. Learn about the exact requirements to apply, and find key dates and documents that you need to prepare. Begin the application process, and get ready to learn and scale!

    Download Application Guide Download

    Rules & Regulations

    Learn the rules and regulations of the MIT EF CEE Startup Accelerator Programs. Find out if your startup would meet the formal criteria and is eligible to apply.

    Check the Regulations Document Check out

    Check out our success stories

    The Successful Partnership Between CUX & PZU
    The Successful Partnership Between CUX & PZU The Startup: CUX CUX is among the first tools to automate Digital Experience Analytics, transforming emotions into data and numbers to help businesses understand and improve… Read more
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    Vetasi and Digital Engineering Solutions The Startup: DES A startup on a mission to help solve the growing global issue of aging infrastructure.  They’re a pioneer in connecting AI with image… Read more
    Cream Finance Poland and Ender Turing
    Cream Finance Poland and Ender Turing The Startup: Ender Turing Story of the Ender Turing starts with research on the topics they later used to build their product. Co-founders were researching everything… Read more
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    Apply Today and Become our Next Success Story

    In the past several years, we’ve helped over 300+ startups reach their goals and grow. 


    Apply today, leverage our expertise, and scale your innovation.

    Apply now